Washington is spending. Families are borrowing. Wall Street is betting big on AI. What does that mean when youre counting on your savings for retirement income?

Carlos Cortez Jr. breaks down five pressures on Scriptures & Wall Street federal spending, rising living and borrowing costs, household debt, Wall Streets reliance on AI, and the ripple effects of Middle East tensions on oil prices. He connects each one to everyday decisions, from what it costs to fill up the truck to how much of a retirement portfolio depends on tech stocks.

Carlos also explains how he thinks about money set aside for growth versus money needed for income, and how his Green Money and Yellow Money strategies fit into that framework. Drawing on Luke 14 and Proverbs, he makes the case for counting the cost and stress-testing your plan before you need it.

If markets fall and living costs keep climbing, what would your retirement income rely on?

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