“No good deed goes unpunished.” ~ Ancient idiom

This is the fourth in my series to review history and I hope to provide for a better understanding of why America and Canada are facing our 2026 difficulties. Fair warning, my direct approach at times may seem to be harsh, but I am confident CFP/AFP readers can handle the harsh truth as I see it. In this part, I will address what has gone on in the Americas, excluding the United States of America which has its own, unique set of problems.