The four members of KARD are reluctant to use the word "disbandment." By any common definition, it applies. The co-ed group's contract with DSP Media expires at the end of this year, and the agency announced earlier this month that one final album and world tour would conclude KARD's journey. But sitting down with The Korea Times for an interview at a cafe in Gwangjin District, eastern Seoul, Tuesday, the members wanted the word understood on their own terms. "The four of us still want to make music together, but that would just happen in a new environment," Jiwoo said. "I think the misunderstanding was understandable, but there are no plans for us to say goodbye and part ways entirely." J.Seph, the group's rapper, said even his young nephew called to ask. "I explained, like anyone else, I belong to a company, and I'm tied to that company by a contract. The point where that contract ends has simply arrived." In other words, KARD as fans have known it for a decade, a DSP Media act, is ending. What the members refuse to let go of are each other. Nothing concrete is decided, they admit, but