Where It Costs The Most To Own A Car In America

Buying a car is only the beginning. Every year afterward, drivers face a steady stream of expenses—from insurance and fuel to repairs and taxes—that can add up to thousands of dollars.

Using data from LendingTree, Visual Capitalist's Dorothy Neufeld created this map comparing average annual car ownership costs across every U.S. state and Washington D.C., excluding car payments, revealing where those ongoing expenses place the biggest burden on drivers.

The Annual Car Ownership Costs by State

Here’s how annual ownership costs compare across the country.

Rank State or District Average Annual Cost of Car Ownership
2025 1 Nevada $6,119 2 Florida $5,682 3 Louisiana $5,663 4 Michigan $5,350 5 Colorado $5,151 6 Alabama $5,099 7 Arizona $5,060 8 Oklahoma $5,021 9 Georgia $5,014 10 Utah $4,977 11 Arkansas $4,947 12 California $4,900 13 Kentucky $4,862 14 Wyoming $4,859 15 New Mexico $4,855 16 Missouri $4,819 17 Mississippi $4,792 18 Indiana $4,787 19 Rhode Island $4,711 20 Texas $4,636 21 Montana $4,548 22 Kansas $4,542 23 North Dakota $4,540 24 Delaware $4,538 25 Tennessee $4,532 26 Illinois $4,521 27 South Dakota $4,493 28 Minnesota $4,435 29 Connecticut $4,419 30 New Jersey $4,413 31 Oregon $4,340 32 Nebraska $4,3