A new proposal in Congress would allow seniors to work in order to make ends meet without fear of losing their Social Security benefits.
The “Senior Citizens’ Freedom to Work Act” would nix the Retirement Earnings Test, under which Social Security recipients lose benefits if they claim early retirement and continue earning above a particular threshold.
The bill was introduced by Rep. Greg Murphy, a Republican from North Carolina, according to an April 16releasefrom his office.
Florida Republican Sen. Rick Scott introduced a companion bill.
“American seniors’ ability to earn income and enjoy the dignity of work should not be penalized by arbitrary parameters to receive Social Security benefits,” Murphy said in a statement.
“Current law unnecessarily complicates seniors’ right to access the benefits they paid into for the entirety of their careers and must be done away with,” he continued.
“While certain guardrails are in place to ensure the viability of Social Security and incentivize participation in the workforce, the Retirement Earnings Test does neither and is a bureaucratic hurdle that does more harm than good.”
Under current law, the Retirement Earnings Test lowers Social Security benefits by almost 50 percent if early retirees are making over $21,240 each year.
A new legislative proposal could significantly impact older Americans who continue working. The number of working seniors has surged by a staggering 52% over the last decade, showing a growing trend of people staying in the workforce longer. This proposed bill aims to remove…pic.twitter.com/anaXqbkyel
— Realtor.com (@realtordotcom)April 28, 2026
Source: VidNews » Feed
